amortization chart

You can avoid having ulcers by adapting to the situation: If you fall in the mud puddle, check your pockets for fish. ~Author Unknown



One of the most obvious results of having a baby around the house is to turn two good people into complete idiots who probably wouldn't have been much worse than mere imbeciles without it. ~Georges Courteline, La Philosophie de Georges Courteline



Cheese - milk's leap toward immortality. ~Clifton Fadiman



Pride does not wish to owe and vanity does not wish to pay. ~Fran�ois de la Rochefoucauld



When people say to me: "How do you do so many things?" I often answer them, without meaning to be cruel: "How do you do so little?" It seems to me that people have vast potential. Most people can do extraordinary things if they have the confidence or take the risks. Yet most people don't. They sit in front of the telly and treat life as if it goes on forever. ~Philip Adams



This is your life, and it's ending one minute at a time. ~Chuck Palahniuk, Fight Club, Chapter 3



Reading without reflecting is like eating without digesting. ~Edmund Burke



Everyone has a price - mine is chocolate. ~Author Unknown



There go my people. I must find out where they are going so I can lead them. ~Alexandre Ledru-Rollin



If I had known how wonderful it would be to have grandchildren, I'd have had them first. ~Lois Wyse



A real patriot is the fellow who gets a parking ticket and rejoices that the system works. ~Bill Vaughan



In the strict scientific sense we all feed on death - even vegetarians. ~Star Trek, "Wolf in the Fold," Mr. Spock



Poetry is the art of substantiating shadows. ~Edmund Burke



Mothers and daughters are closest, when daughters become mothers. ~Author Unknown



A man builds a fine house; and now he has a master, and a task for life: he is to furnish, watch, show it, and keep it in repair, the rest of his days. ~Ralph Waldo Emerson



I'm pretty sure it's a simple matter of climbing over that seemingly high (but actually rather unimpressive) obstacle. ~Jeb Dickerson, www.howtomatter.com



Without discipline the Army would just be a bunch of guys wearing the same color clothing. ~Franks Burns, "Novocaine Mutiny," original airdate 27 January 1976, written by Burt Prelutsky, directed by Harry Morgan



A man never knows how to say goodbye; a woman never knows when to say it. ~Helen Rowland



A little learning is a dangerous thing, but a lot of ignorance is just as bad. ~Bob Edwards



I think you might dispense with half your doctors if you would only consult Dr. Sun more. ~Henry Ward Beecher